Real Estate Trade Secrets

Real Estate News and Tips for Buying and Selling Real Estate in the San Francisco Bay Area

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Entries Tagged as 'Finance and Economy'

How long do I have to wait before I can qualify for a home loan after a derogatory credit event?

November 15th, 2011 · No Comments

Requirements for Re-establishing Credit

The borrower’s credit will be considered re-established if all of the following are met.

The loan receives recommendation from DU (designated underwriting system) that is acceptable for delivery to Fannie Mae or if manually underwritten, meets the minimum credit score requirements

The borrower has traditional credit re- established and (3) trade lines marked as agreed

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Tags: Blogroll · Finance and Economy

Discover One of the Most Powerful Tools in Real Estate Financing…

June 6th, 2011 · No Comments

In most real estate markets throughout the country, sellers are trying to cope with a slower moving market burdened with an over supply of competing homes for sale and weak buyer demand. Buyers are struggling with rising mortgage interest rates, tougher loan underwriting qualifying standards, high prices and low affordability. Real estate investors want positive monthly rental […]

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Tags: Finance and Economy

Protect Your Transaction From the Number One Deal Killer…

June 3rd, 2011 · No Comments

  In today’s challenging and uncertain lending environment, qualifying standards for home loans and refinancing are becoming increasingly more stringent. Many potential borrowers who were “pre-approved” under yesterday’s loan underwriting guidelines may discover that their loan program qualifying standards have changed or the loan program is no longer available. Unfortunately, some unwary prospective homebuyers discover […]

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Tags: Blogroll · Finance and Economy

VA Loans Offer Attractive Financing Terms

May 29th, 2011 · No Comments

 The Veteran’s Administration has modernized the current VA loan programs available to qualified veteran borrowers. These loans are very competitive and can offer an affordable financing alternative to prospective home buyers and people who want to refinance their existing mortgage.  Additionally, the current maximum VA loan limit is $1,000,000 which can be a great alternative to […]

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Tags: Finance and Economy · Recent Posts

FHA Loan Programs Offer Great Financing in a Tight Credit Market…

May 26th, 2011 · No Comments

The current credit crunch in the financial and real estate markets have significantly eliminated a vast pool of borrowers with a desire to purchase or refinance a home. This especially rings true in high cost markets like California and the San Francisco Bay Area.   FHA loan programs offer great terms compared to conventional loan […]

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Tags: Blogroll · Featured Listings · Finance and Economy · KTVU Interview · List of Recommended Service Providers · Pete recommends · Pete, how do I...?

The Power and Benefits of “Buying Down” the Loan Interest Rate

April 12th, 2011 · No Comments

In most real estate markets throughout the country, sellers are trying to cope with a slower moving market burdened with an over supply of competing homes for sale and weak buyer demand. Many potential home buyers can no longer afford the prices of homes in high cost real estate markets like the San Francisco Bay […]

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Tags: Finance and Economy · Recent Posts

San Francisco Real Estate: KTVU Interview With Real Estate Consultant, Pete Sabine, and Ross McGowan – #2 in a series

February 15th, 2011 · 5 Comments

During this 4 minute interview,  Ross McGowan poses questions of Bay Area Real Estate Consultant, Pete Sabine.  Topics covered include: the Bay Area real estate market as compared to the national market,  jumbo loans and their limitations in the San Francisco Bay Area, the recent interest rate cut by the Fed and it’s probable impact […]

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Tags: Finance and Economy · KTVU Interview · Recent Posts

Sell Your Home: How to Avoid the 7 Mistakes That Could Cost You Thousands of Dollars in the Sale of Your Home

January 19th, 2011 · No Comments

 When you sell your home, the difference between a smooth and profitable transaction and a break even, miserable experience is often a fine line. By utilizing the trade secrets of a qualified real estate professional, you’ll ensure the quick, profitable sale of your home. If you are not completely prepared you could end up losing […]

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Tags: Finance and Economy

Urgent Call to Action for California Residents, Realtors, Mortgage Brokers, Lenders, Bankers and Loan Officers

December 6th, 2007 · No Comments

Call-for-Action! The California Association of Realtors (C.A.R.) and the National Association of Realtors (N.A.R) Need Your Help to Increase Public Access to FHA and GSE Loan Products! Contact Senator Boxer Today!   C.A.R. and NAR are SUPPORTING Senate Bill 2338 (Dodd) which, among other things, increases FHA loan limits to 100% of conforming loan limits (current loan limit is […]

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Tags: Blogroll · Finance and Economy

Real Estate Finance: One of the World’s Leading Experts on Credit Derivatives Explains The Secondary Market Credit Crunch

October 4th, 2007 · No Comments

This article was forwarded to me from one of my clients who is retired from Moody’s and S & P…this is one of the most clear and concise explanations I have read on the current state of affairs in the secondary market as related to the credit crunch. Read on- Satyajit Das, one of the […]

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Tags: Finance and Economy · Recent Posts · Uncategorized