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<channel>
	<title>Real Estate Trade Secrets</title>
	<link>http://getrealestatehelpblog.com</link>
	<description>Real Estate News and Tips for Buying and Selling Real Estate in the San Francisco Bay Area</description>
	<pubDate>Thu, 15 Apr 2010 06:06:44 +0000</pubDate>
	<generator>http://wordpress.org/?v=2.3.1</generator>
	<language>en</language>
			<item>
		<title>Discover One of the Most Powerful Tools in Real Estate Financing&#8230;</title>
		<link>http://getrealestatehelpblog.com/2008/02/01/discover-one-of-the-most-powerful-tools-in-real-estate-financing/</link>
		<comments>http://getrealestatehelpblog.com/2008/02/01/discover-one-of-the-most-powerful-tools-in-real-estate-financing/#comments</comments>
		<pubDate>Fri, 01 Feb 2008 06:21:16 +0000</pubDate>
		<dc:creator>petesabine</dc:creator>
		
		<category><![CDATA[Finance and Economy]]></category>

		<category><![CDATA[buy a home]]></category>

		<category><![CDATA[buyer]]></category>

		<category><![CDATA[conforming loan]]></category>

		<category><![CDATA[fannie mae]]></category>

		<category><![CDATA[FHA loan]]></category>

		<category><![CDATA[finance]]></category>

		<category><![CDATA[freddie mac]]></category>

		<category><![CDATA[government sponsored enterprises]]></category>

		<category><![CDATA[gse]]></category>

		<category><![CDATA[jumbo loan]]></category>

		<category><![CDATA[lender]]></category>

		<category><![CDATA[mortgage]]></category>

		<category><![CDATA[non-conforming loan]]></category>

		<category><![CDATA[real estate]]></category>

		<category><![CDATA[refinance]]></category>

		<category><![CDATA[refinance a home]]></category>

		<category><![CDATA[sell a home]]></category>

		<category><![CDATA[seller]]></category>

		<category><![CDATA[senate bill 2338]]></category>

		<category><![CDATA[senator barbara boxer]]></category>

		<category><![CDATA[sub prime mortgage crisis]]></category>

		<guid isPermaLink="false">http://getrealestatehelpblog.com/2008/02/01/discover-one-of-the-most-powerful-tools-in-real-estate-financing/</guid>
		<description><![CDATA[In most real estate markets throughout the country, sellers are trying to cope with a slower moving market burdened with an over supply of competing homes for sale and weak buyer demand. Buyers are struggling with rising mortgage interest rates, tougher loan underwriting qualifying standards, high prices and low affordability. Real estate investors want positive monthly rental [...]]]></description>
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		</item>
		<item>
		<title>How to Avoid the Most Deadly Lending Landmines&#8230;</title>
		<link>http://getrealestatehelpblog.com/2008/01/30/how-to-avoid-the-most-deadly-lending-landmines/</link>
		<comments>http://getrealestatehelpblog.com/2008/01/30/how-to-avoid-the-most-deadly-lending-landmines/#comments</comments>
		<pubDate>Wed, 30 Jan 2008 00:36:28 +0000</pubDate>
		<dc:creator>petesabine</dc:creator>
		
		<category><![CDATA[Recent Posts]]></category>

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		<guid isPermaLink="false">http://getrealestatehelpblog.com/2008/01/30/how-to-avoid-the-most-deadly-lending-landmines/</guid>
		<description><![CDATA[ 
Here are some tips I learned from a seasoned California mortgage banker who successfully funded over 100 loans during the tough transitional 2007 real estate market. These tales from the trenches can prevent your deal from the shrapnel of a loan decline or last minute tighter “prior to document or funding” conditions:
 

Most conventional (up to [...]]]></description>
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		</item>
		<item>
		<title>Protect Your Transaction From the Number One Deal Killer&#8230;</title>
		<link>http://getrealestatehelpblog.com/2008/01/29/protect-your-transaction-from-the-number-one-deal-killer/</link>
		<comments>http://getrealestatehelpblog.com/2008/01/29/protect-your-transaction-from-the-number-one-deal-killer/#comments</comments>
		<pubDate>Tue, 29 Jan 2008 03:04:30 +0000</pubDate>
		<dc:creator>petesabine</dc:creator>
		
		<category><![CDATA[Blogroll]]></category>

		<category><![CDATA[Finance and Economy]]></category>

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		<category><![CDATA[fannie mae]]></category>

		<category><![CDATA[FHA loan]]></category>

		<category><![CDATA[finance]]></category>

		<category><![CDATA[freddie mac]]></category>

		<category><![CDATA[government sponsored enterprises]]></category>

		<category><![CDATA[gse]]></category>

		<category><![CDATA[jumbo loan]]></category>

		<category><![CDATA[lender]]></category>

		<category><![CDATA[mortgage]]></category>

		<category><![CDATA[non-conforming loan]]></category>

		<category><![CDATA[real estate]]></category>

		<category><![CDATA[refinance]]></category>

		<category><![CDATA[refinance a home]]></category>

		<category><![CDATA[sell a home]]></category>

		<category><![CDATA[seller]]></category>

		<category><![CDATA[senate bill 2338]]></category>

		<category><![CDATA[senator barbara boxer]]></category>

		<category><![CDATA[sub prime mortgage crisis]]></category>

		<guid isPermaLink="false">http://getrealestatehelpblog.com/2008/01/29/protect-your-transaction-from-the-number-one-deal-killer/</guid>
		<description><![CDATA[ 
In today’s challenging and uncertain lending environment, qualifying standards for home loans and refinancing are becoming increasingly more stringent. Many potential borrowers who were “pre-approved” under yesterday’s loan underwriting guidelines may discover that their loan program qualifying standards have changed or the loan program is no longer available. 
 
Unfortunately, some unwary prospective homebuyers discover they [...]]]></description>
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		</item>
		<item>
		<title>VA Loans Offer Attractive Financing Terms</title>
		<link>http://getrealestatehelpblog.com/2008/01/29/va-loans-offer-attractive-financing-terms/</link>
		<comments>http://getrealestatehelpblog.com/2008/01/29/va-loans-offer-attractive-financing-terms/#comments</comments>
		<pubDate>Tue, 29 Jan 2008 02:02:28 +0000</pubDate>
		<dc:creator>petesabine</dc:creator>
		
		<category><![CDATA[Finance and Economy]]></category>

		<category><![CDATA[Recent Posts]]></category>

		<category><![CDATA[buy a home]]></category>

		<category><![CDATA[buyer]]></category>

		<category><![CDATA[california]]></category>

		<category><![CDATA[conforming loan]]></category>

		<category><![CDATA[financing]]></category>

		<category><![CDATA[interest rate]]></category>

		<category><![CDATA[jumbo loan]]></category>

		<category><![CDATA[mortgage]]></category>

		<category><![CDATA[non-conforming loan]]></category>

		<category><![CDATA[Pete Sabine]]></category>

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		<category><![CDATA[refinance]]></category>

		<category><![CDATA[san francisco bay area]]></category>

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		<category><![CDATA[seller]]></category>

		<category><![CDATA[VA loan]]></category>

		<category><![CDATA[veterans adminstration]]></category>

		<guid isPermaLink="false">http://getrealestatehelpblog.com/2008/01/29/va-loans-offer-attractive-financing-terms/</guid>
		<description><![CDATA[ The Veteran’s Administration has modernized the current VA loan programs available to qualified veteran borrowers. These loans are very competitive and can offer an affordable financing alternative to prospective home buyers and people who want to refinance their existing mortgage.  Additionally, the current maximum VA loan limit is $1,000,000 which can be a great alternative to [...]]]></description>
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		</item>
		<item>
		<title>FHA Loan Programs Offer Great Financing in a Tight Credit Market&#8230;</title>
		<link>http://getrealestatehelpblog.com/2008/01/26/fha-loan-programs-offer-great-financing-in-a-tight-credit-market/</link>
		<comments>http://getrealestatehelpblog.com/2008/01/26/fha-loan-programs-offer-great-financing-in-a-tight-credit-market/#comments</comments>
		<pubDate>Sat, 26 Jan 2008 00:29:37 +0000</pubDate>
		<dc:creator>petesabine</dc:creator>
		
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		<category><![CDATA[Pete, how do I...?]]></category>

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		<category><![CDATA[finance]]></category>

		<category><![CDATA[freddie mac]]></category>

		<category><![CDATA[government sponsored enterprises]]></category>

		<category><![CDATA[gse]]></category>

		<category><![CDATA[jumbo loan]]></category>

		<category><![CDATA[lender]]></category>

		<category><![CDATA[mortgage]]></category>

		<category><![CDATA[non-conforming loan]]></category>

		<category><![CDATA[real estate]]></category>

		<category><![CDATA[refinance]]></category>

		<category><![CDATA[refinance a home]]></category>

		<category><![CDATA[sell a home]]></category>

		<category><![CDATA[seller]]></category>

		<category><![CDATA[senate bill 2338]]></category>

		<category><![CDATA[senator barbara boxer]]></category>

		<category><![CDATA[sub prime mortgage crisis]]></category>

		<guid isPermaLink="false">http://getrealestatehelpblog.com/2008/01/26/fha-loan-programs-offer-great-financing-in-a-tight-credit-market/</guid>
		<description><![CDATA[The current credit crunch in the financial and real estate markets have significantly eliminated a vast pool of borrowers with a desire to purchase or refinance a home. This especially rings true in high cost markets like California and the San Francisco Bay Area.
 
FHA loan programs offer great terms compared to conventional loan programs affected [...]]]></description>
		<wfw:commentRss>http://getrealestatehelpblog.com/2008/01/26/fha-loan-programs-offer-great-financing-in-a-tight-credit-market/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Congress Reaches Agreement on Mortgage Relief Bill</title>
		<link>http://getrealestatehelpblog.com/2007/12/19/congress-reaches-agreement-on-mortgage-relief-bill/</link>
		<comments>http://getrealestatehelpblog.com/2007/12/19/congress-reaches-agreement-on-mortgage-relief-bill/#comments</comments>
		<pubDate>Wed, 19 Dec 2007 16:15:12 +0000</pubDate>
		<dc:creator>petesabine</dc:creator>
		
		<category><![CDATA[Recent Posts]]></category>

		<category><![CDATA[bay area real estate]]></category>

		<category><![CDATA[contra costa county]]></category>

		<category><![CDATA[mortgage relief bill]]></category>

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		<guid isPermaLink="false">http://getrealestatehelpblog.com/2007/12/19/congress-reaches-agreement-on-mortgage-relief-bill/</guid>
		<description><![CDATA[Here is another facet of the financial “crisis” we face – whether or not you own real estate, this will be paid for by your taxes (and mine).  
The House of Representatives will approve the Senate-passed version of H.R. 3648, the &#8220;Mortgage Forgiveness Debt Relief Act of 2007.&#8221;  Thus, once the House passes this bill it [...]]]></description>
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		</item>
		<item>
		<title>Senate Passes FHA Loan Limit Increase!</title>
		<link>http://getrealestatehelpblog.com/2007/12/17/senate-passes-fha-loan-limit-increase/</link>
		<comments>http://getrealestatehelpblog.com/2007/12/17/senate-passes-fha-loan-limit-increase/#comments</comments>
		<pubDate>Mon, 17 Dec 2007 17:33:09 +0000</pubDate>
		<dc:creator>petesabine</dc:creator>
		
		<category><![CDATA[Recent Posts]]></category>

		<category><![CDATA[buy a home]]></category>

		<category><![CDATA[buyer]]></category>

		<category><![CDATA[california]]></category>

		<category><![CDATA[FHA loan]]></category>

		<category><![CDATA[investor]]></category>

		<category><![CDATA[lender]]></category>

		<category><![CDATA[mortgage]]></category>

		<category><![CDATA[Pete Sabine]]></category>

		<category><![CDATA[real estate finance]]></category>

		<category><![CDATA[realtor]]></category>

		<category><![CDATA[refinance]]></category>

		<category><![CDATA[san francisco bay area]]></category>

		<category><![CDATA[sell a home]]></category>

		<category><![CDATA[seller]]></category>

		<guid isPermaLink="false">http://getrealestatehelpblog.com/2007/12/17/senate-passes-fha-loan-limit-increase/</guid>
		<description><![CDATA[On Friday, December 14, 2007, the U.S. Senate voted 93 to 1 to pass S. 2338, the FHA Modernization Act, which will reform the Federal Housing Administration (FHA).  A conference committee will now meet to resolve differences between this bill and the one passed by the House of Representatives earlier this year. 
This is a huge [...]]]></description>
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		</item>
		<item>
		<title>The Power and Benefits of &#8220;Buying Down&#8221; the Loan Interest Rate</title>
		<link>http://getrealestatehelpblog.com/2007/12/12/40/</link>
		<comments>http://getrealestatehelpblog.com/2007/12/12/40/#comments</comments>
		<pubDate>Wed, 12 Dec 2007 18:41:01 +0000</pubDate>
		<dc:creator>petesabine</dc:creator>
		
		<category><![CDATA[Finance and Economy]]></category>

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		<category><![CDATA[buy down interest rate]]></category>

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		<category><![CDATA[buying your home]]></category>

		<category><![CDATA[california]]></category>

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		<guid isPermaLink="false">http://getrealestatehelpblog.com/2007/12/12/40/</guid>
		<description><![CDATA[In most real estate markets throughout the country, sellers are trying to cope with a slower moving market burdened with an over supply of competing homes for sale and weak buyer demand. Many potential home buyers can no longer afford the prices of homes in high cost real estate markets like the San Francisco Bay [...]]]></description>
		<wfw:commentRss>http://getrealestatehelpblog.com/2007/12/12/40/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Urgent Call to Action for California Residents, Realtors, Mortgage Brokers, Lenders, Bankers and Loan Officers</title>
		<link>http://getrealestatehelpblog.com/2007/12/06/urgent-call-to-action-for-california-residents-realtors-mortgage-brokers-lenders-bankers-and-loan-officers/</link>
		<comments>http://getrealestatehelpblog.com/2007/12/06/urgent-call-to-action-for-california-residents-realtors-mortgage-brokers-lenders-bankers-and-loan-officers/#comments</comments>
		<pubDate>Thu, 06 Dec 2007 03:37:28 +0000</pubDate>
		<dc:creator>petesabine</dc:creator>
		
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		<category><![CDATA[fannie mae]]></category>

		<category><![CDATA[FHA loan]]></category>

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		<guid isPermaLink="false">http://getrealestatehelpblog.com/2007/12/06/urgent-call-to-action-for-california-residents-realtors-mortgage-brokers-lenders-bankers-and-loan-officers/</guid>
		<description><![CDATA[Call-for-Action!
The California Association of Realtors (C.A.R.) and the National Association of Realtors (N.A.R) Need Your Help to Increase Public Access to FHA and GSE Loan Products!
Contact Senator Boxer Today!
&#160;
C.A.R. and NAR are SUPPORTING Senate Bill 2338 (Dodd) which, among other things, increases FHA loan limits to 100% of conforming loan limits (current loan limit is $417,000) 
C.A.R. and NAR are [...]]]></description>
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		</item>
		<item>
		<title>Home Valuation: How To Find Out What Houses In ANY Neighborhood Are Really Selling For &#8212; And How Long It Takes&#8230;</title>
		<link>http://getrealestatehelpblog.com/2007/12/04/home-valuation-how-to-find-out-what-houses-in-any-neighborhood-are-really-selling-for-and-how-long-it-takes/</link>
		<comments>http://getrealestatehelpblog.com/2007/12/04/home-valuation-how-to-find-out-what-houses-in-any-neighborhood-are-really-selling-for-and-how-long-it-takes/#comments</comments>
		<pubDate>Tue, 04 Dec 2007 18:35:10 +0000</pubDate>
		<dc:creator>petesabine</dc:creator>
		
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		<guid isPermaLink="false">http://getrealestatehelpblog.com/2007/12/04/home-valuation-how-to-find-out-what-houses-in-any-neighborhood-are-really-selling-for-and-how-long-it-takes/</guid>
		<description><![CDATA[Have you ever talked with someone who tells you that they sold their house and &#8220;got what they wanted?” You remember that they were asking $429,000 so that must be what they sold for – or so you&#8217;d think. Or someone tells you that all the houses in your neighborhood have been selling for full [...]]]></description>
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